What is the definition of Best Insurance For Pet?

"Best insurance for pet? Sounds like a joke, right? Imagine this: 'My furry friend, Mr. Whiskers, is a high-value insurance claimant. His annual premium? $2500. The policy states 'Covers losses due to accidents, theft, vandalism, and natural disasters.' But hey, since Mr. Whiskers is prone to wandering off on his own accord (or maybe he just loves the thrill of it), we're not sure if that 'natural disaster' includes him getting lost in the mall!"